Freedom Bank

Tired of being charged every time you want to access your money at the ATM? Freedom Bank is pleased to announce it has joined the AlphaLink Alliance and Alliance One surcharge-free ATM networks. You can now access your Freedom Bank funds at more than 4,000 ATMs in the U.S. Check out these networks to find a surcharge-free ATM near your destination.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

NOTICE TO CUSTOMERS WITH PREARRANGED AUTOMATIC TRANSFERS
Under the program, your noninterest-bearing transaction accounts at Freedom Bank have unlimited FDIC deposit insurance. This insurance is in addition to the FDIC's normal deposit insurance coverage of $250,000. However, if you have noninterest-bearing transaction accounts with a prearranged automatic transfer to an interest-bearing account, that transfer could decrease your FDIC deposit insurance coverage.